1. You may have seen all the progressive insurance ads on Television however don’t always believe everything you see. You are already on the internet so do some investigations and call around to see who will give you the best price.

2. Call up your insurance company and drop any unnecessary coverage. I have heard stories with young adults on their parent’s coverage who got a DUI. Guess what? The insurance price either went way up, they dropped you or they removed your family member from the policy.

3. Buy home owners and car insurance from the same provider. When you bundle you should get a better price.

4. Increase your deductable. My father did this. You won’t likely repair broken windshields, small thieves or accidents, but your overall rates will be much less. I think this is a excellent tip.

5. Ask your insurance provider about other discounts. They may have safe driver discounts, low mileage discounts, good driver discounts and now I sound like a Progressive television commercial. How funny.

6. Look for a ways to sign up with a group. Some credit unions do this.

7. Work on fixing your credit.

8. Don’t drive a fancy red sports car with 2 doors, turbo chargers because insurance companies look for any way to raise your rates or charge you high rates.

With big layoffs, not many job opportunities everyone is looking for ways to reduce their monthly expenses. Trimming down or switching your car insurance will help you save money. Also a lot of people are getting ready to retire and will not have the same income levels. So any way to save money will help.