1. Make sure you do some shopping around when you’re trying to find ways to lower your car insurance. So many people just see a commercial and call them up and sign up. Just make sure you shop around. These companies will see that you are doing this and should quote you a low rate.

2. Before you go buy your expensive vehicle. The cost of the high insurance premiums will keep you from buying that car.

3. Setup some high deductibles. This is a common tip, but a good one

4. Get rid of your full coverage and just get liability on older vehicles.

5. Work on sprucing your credit score. This seems to be one big factor when the insurance companies are evaluating you. They shouldn’t do it.