Types
There are several types of whole life insurance policies.[1] New York State defines six traditional forms: non-participating (aka “non par”), participating, indeterminate premium, economic, limited pay, and single premium.[2] A newer type is known generally as interest sensitive whole life. Other jurisdictions may classify them differently, and not all companies offer all types. There are […]

Term Insurance
Term assurance provides life insurance coverage for a specified term of years in exchange for a specified premium. The policy does not accumulate cash value. Term is generally considered “pure” insurance, where the premium buys protection in the event of death and nothing else.
There are three key factors to be considered in term insurance:
1. Face […]

1. You may have seen all the progressive insurance ads on Television however don’t always believe everything you see. You are already on the internet so do some investigations and call around to see who will give you the best price.
2. Call up your insurance company and drop any unnecessary coverage. I have heard stories with […]

install a high-performance showerhead. This uses 1½ gallons of water per minute (gpm) rather than 2½ gallons, the federal upper limit for new showerheads. A good place to buy a energy efficient shower head is at your local home depot.
Replace incandescent bulbs with CFLs (compact fluorescent lightbulbs). I have one in my old […]

I have been working as a custodian for the past couple of months. Lets just say I’m not use to hard work. I was making great money with my internet business but that fell apart. I do blogging as a hobby. My main income was from other means. I’m […]

If you drink alcohol and then drive you are putting yourself at a high risk of getting into a drunk driving accident. I think it really has to do with who you hang out with. If your young you don’t usually think of the results that can happen if you do drink and […]

If your about to have a baby you might want to consider having your baby’s stem cells saved. Some people have diseases in there family history and go this route. Stem cell treatments and transplants have been used for diseases such as, cancer, leukemia, sickle cell disease, various forms of anemia and […]

Here is a list of some toys that came out in the 1950’s.
Barbie- This toy came out in 1959 and debuted in the American toy fair in New York City. Ruth Handler is one of the founders of Mattel and the inventor of the Barbie Doll. Recently I watched a short clip […]