talk vids

Some people take more risk then others. Like me the other day. I was watching football this Sunday with my friend and his girlfriend. She wasn’t feeling good and asked to use my car to drive home. I knew most likely she wouldn’t be covered on my Motor Insurance. I mentioned this. Her boyfriend said I will pay for it. It’s easy to say but when I’m not covered and he has to pay thousands he wont want to pay.

I also have many business friends since I have a passion for businesses. I didn’t even know what I’m about to tell you. My friend told me this. That often if your driving around for business your Online Car Insurance or regular personal insurance wont cover you. So you need personal insurance for personal driving and business car insurance for business trips.

Its just good to have Car Insurance. One of my friends made a mistake when he was just twenty one years old. He hit a light pole that ended up coming out of the ground. The damage to the hood made his car totaled out. He only had basic insurance. He ended up having to pay out of pocket which was a few thousand dollars. He most likely was better off just junking the car and getting a new one. I think he felt bad his parents gave him the car and wanted to repair this one. Later down the road he ended up going off the road and smashed it up again. This time he just gave up and junked it.

I like to get cheap insurance on a cheaper vehicle. So you can get the basic coverage and if you get in a wreck that is your fault you can just junk the car. Paying for full coverage on a cheap car such as $5,000 to me is not worth it. After a few years of paying the higher costing insurance adds up to how much the car is actually worth. So your better off with the basic coverage on a really cheap priced car or truck.